Clone of Quillenhart qaduu · $15 → EUR 9 · 7 Gumroad ratings · Instant download · One-time purchase

Small Business Finance Tracker

Shameless clone of Quillenhart Co.'s Finance Tracker on Gumroad ($15, 7 ratings). One transaction log → monthly P&L, bills grid, debt tracker, invoices receivable, quarterly tax set-aside. No monthly bookkeeping subscription. Our buyer channel uses the dev.to finance-tracker listicle shape · freelance finance buyer channel (faisalmq/43dl clone) · quarterly estimated taxes buyer channel (olubunminelson/3n45 clone) · freelancer take-home buyer channel (marginmap/14ag clone) · creator 1099-K buyer channel (l_d/5284 clone) · freelance invoicing buyer channel (agentchip/2b11 clone) · bills and debt buyer channel (crazychief/jg5 clone) · savings goals buyer channel (stephane/5629 clone) · savings calculator buyer channel (tatelyman/4kcj clone) · finance calculators listicle (profiterole/1pnb clone) · self-assessment tax tracker buyer channel (landolio/5hae clone) · freelance monthly dashboard buyer channel (datanestdigital/3ma7 clone) · spreadsheet system buyer channel (crazychief/52ge clone) · tax stack buyer channel (tatelyman/3427384 clone) · annual chart buyer channel (timmothybuilder/3fb2 clone) · setup + Read Me buyer channel (datanestdigital/4l0h clone) · colorways bundle buyer channel (wedgemethoddev/4hgi clone) → full kit upsell.

EUR 9 · one-time
Instant zip — CSV log + Python dashboard + bills/debt/invoices/savings trackers · one-time, yours every year (clone of Gumroad instant-download trust)
Get the finance tracker →

Free preview: instant download guide · command center cross-sell · cash runway guide · xlsx format guide · beginner guide (no formulas) · profit margins guide · complete workbook guide · Gumroad seller guide · YTD totals guide · tax withholding guide · net income visibility guide · Read Me guide · Setup tab · sample CSV + dashboard output · tax stack guide · spreadsheet system guide · monthly dashboard guide · self-assessment tax guide · calculators hub guide · take-home guide · bills calendar guide · debt minimums guide · savings goals guide · savings calculator guide · invoices receivable guide · 1099-K reconciliation guide · annual chart guide · colorways guide · transactions log guide · command center guide · download sample

⚡ Instant download trust

Clone of Quillenhart Gumroad checkout copy: Instant digital download. One-time purchase, yours to reuse every year. Thoughtfully made, ready to use — not a blank template or a $30/mo bookkeeping subscription. Free trust guide · Command Center cross-sell guide · instant-download + stack buyer channel (agentchip/2dgn shape).

🌿 Command Center cross-sell (acrum)

Quillenhart cross-sells a separate Small Business Command Center ($29) from the qaduu page — clients, invoice pipeline, and business dashboard in one calm spreadsheet. Our EUR 9 kit includes the 9-tab finance command center + invoice receivable module. Free cross-sell guide · command center module · Gumroad stack: qaduu $15 + acrum $29 = $44.

🎨 6 Colorways + All-6 bundle

Clone of Quillenhart Gumroad variant picker — Terracotta, Rose, Twilight Garden, Arctic Shades, Sunset Meadows, Pink & Green Grid ($15 each) or All 6 for $34 (Best Value, saves $56). Identical 9-tab tracker in every palette. Free colorways guide · bundle buyer channel (wedgemethoddev/4hgi shape).

Terracotta Rose Twilight Garden Arctic Shades Sunset Meadows Pink & Green

📦 Replaces four apps — one file

Bookkeeping app + budget planner + invoice tracker + P&L report — Quillenhart Nothing left out. Nothing extra to buy. Clone of faisalmq/54h7 five-minute weekly check-in buyer channel. Free guide · all-in-one buyer channel (faisalmq/54h7 shape).

📎 XLSX — Excel & Google Sheets

Quillenhart ships .xlsx that opens in Excel and Google Sheets — one file, no monthly subscription. 150 transaction rows, expandable. Clone of Gumroad format spec + guillermo_llopis/3h7l spreadsheet-format comparison buyer channel. Free guide · log template · xlsx format article (guillermo_llopis/3h7l shape).

🌱 No formulas required

Shaded cells only — you type transactions; P&L, margins, and tax set-aside calculate themselves. Clone of Quillenhart no spreadsheet experience needed promise + faisalmq/2fj6 clarity-without-accounting-degree buyer channel. 150-row log, expandable. Free guide · beginner buyer channel (faisalmq/2fj6 shape).

📖 Read Me + Setup

Plain-English guide + one-time configuration — clone of Quillenhart Read Me and Setup tabs + datanestdigital/4l0h dashboard-setup-guide buyer channel. Free Read Me guide · Setup tab · 5-minute start.

📋 Spreadsheet system

Book principles → transaction log vessel → hardened behavior. Clone of crazychief/52ge buyer channel. Free guide · 5-minute start · log template.

📊 Transactions log

Master income & expense CSV (150+ rows). Log once — every tab pulls from here. Clone of Quillenhart Transactions tab + orion/40gi single-source-of-truth buyer channel. Free guide · Gumroad seller guide · orion/40gi dev.to article · log template · command center listicle (timmothybuilder/4e81 shape).

📈 Year-to-date totals

Income, expenses, net, and tax set-aside — always current from one log. Clone of Quillenhart Gumroad promise + orion/40gi P&L dashboard buyer channel. Free guide · annual summary template.

🧮 Financial command center

Five freelancer spreadsheet templates — #5 unifies invoices, expenses, tax estimates, and annual view in one 9-tab system. Clone of timmothybuilder/4e81 buyer channel. Free guide · 5-templates article.

📅 Monthly dashboard

Python script: pick any month, see profit, bills, savings context. One-click month switching via CLI args.

🔔 Subscription auto-renewal audit

Track cancel-by deadlines, not renewal dates — catch zombie SaaS before it auto-renews. Clone of Quillenhart bills tab + agentchip/52g8 buyer channel (distinct from crazychief/jg5 bills run74). Free guide · sample CSV · subscription audit article.

📅 Recurring bills calendar

One row per subscription — mark paid each month. Clone of Quillenhart bills tab + bill-calendar spreadsheet shape. Free guide · sample CSV · 12-month grid.

💳 Debt minimums tracker

Label, balance, minimum — habit before payoff optimizer. Clone of crazychief/jg5 debt spreadsheet shape. Free guide · sample CSV · template.

💳 Bills · Debt · Invoices · Savings

Recurring bills 12-month grid, debt running balance, accounts receivable tracker, savings goals with progress — same 9-tab promise as Quillenhart.

🎯 Savings goals

Target amount, saved so far, % complete, and monthly contribution grid — clone of Quillenhart savings tab. Free template · 12-week sprint guide · sample CSV.

🧮 Finance calculators hub

Compound interest, FIRE, freelance rate, DCA, and savings goal — clone of profiterole/1pnb listicle buyer channel. Free guide · sample CSV · savings goal calculator.

⏱ Savings goal calculator

Goal amount + monthly savings + starting balance + interest rate → months until target, total contributed, interest earned. Clone of tatelyman/4kcj buyer channel. Free guide · sample CSV.

🧾 Freelancer tax stack

Five layers from quarterly estimates through deduction categories. Clone of tatelyman/3427384 buyer channel. Free guide · take-home guide · invoices guide.

🧾 Quarterly tax set-aside

Auto-estimated from your actual net profit. Set your % in setup-guide.md.

🧾 1099-K gross vs net

Marketplace sellers: reconcile gross 1099-K payments against platform fees, fulfillment, creator commissions, and ad spend — clone of l_d/5284 TikTok Shop tax shape. Free guide · sample CSV.

💰 Take-home estimate

MarginMap-style reserve math on your real YTD net — SE tax component + planned reserve % → estimated take-home. Free guide + $80k example.

📄 Invoices receivable

Track sent, pending, and overdue client invoices — clone of agentchip/2b11 overdue-flag shape. Free guide · sample CSV.

📆 Annual summary

Month-by-month income, expense, net, and set-aside in one year-at-a-glance view — clone of Quillenhart annual tab. Free template · 12-month chart guide · 12-month income vs expenses chart.

🇬🇧 Self-assessment tax pot

Monthly tracking beats January panic — profit, income tax estimate, Class 4 NI, and tax-pot set-aside. Clone of landolio/5hae buyer channel. Free guide.

📊 Freelance monthly dashboard

Pick any month — income, expenses, net profit, category breakdown, and tax set-aside in one view. Clone of Quillenhart Dashboard tab + datanestdigital/3ma7 pricing-from-real-numbers buyer channel. Free guide.

📉 Cash runway forecast

Which month does cash go negative? 12-month rolling forecast with cash-gap alarm — clone of agentchip/33mm buyer channel (distinct from agentchip/2b11 invoicing run73). Free guide · cash runway article.

💵 Net income visibility

Payment lands — how much is actually yours after tax reserve, subscriptions, and debt minimums? Clone of faisalmq/5797 buyer channel (distinct from faisalmq/43dl end-of-month panic). Free guide · net income article.

📊 Category breakdown

Where your money went, every month — expenses by category with % of month total. Clone of Quillenhart Gumroad promise + raxxostudios/5a8i 12-category P&L buyer channel. Free guide · transaction log.

📈 Profit margins at a glance

Automated summaries + categorized income/expense — know your margin before pricing the next project. Clone of faisalmq/3cpo buyer channel + Quillenhart auto-calculated net profit promise. Free guide · profit margins article (faisalmq/3cpo shape).

📦 Complete workbook — no Notion

One file replaces a bookkeeping app, budget planner, invoice tracker, and P&L — clone of Quillenhart Nothing left out. Nothing extra to buy + hemantdev/1iae Excel-offline buyer channel. One-click month switching via dropdown (CLI: FINANCE_MONTH=YYYY-MM). Free guide · complete workbook article (hemantdev/1iae shape).

🧾 Tax withholding calculator

Deposit lands — how much to earmark for taxes that day? Clone of Quillenhart quarterly set-aside + faisalmq/4gao per-payment withholding buyer channel (distinct from faisalmq/43dl panic and faisalmq/5797 net-income). Free guide · take-home guide.

=== MONTHLY P&L === 2026-01 income $5,000.00 expense $544.99 net $4,455.01 2026-02 income $3,200.00 expense $50.00 net $3,150.00 YTD net $7,605.01 === QUARTERLY TAX SET-ASIDE (25% of net) === Estimated per quarter: $1,900.75

Who it's for

Finance tracker — EUR 9 → Free preview →
30-day refund — email support@toolkitlabs.org with Stripe receipt. Clone of Quillenhart qaduu; not tax advice.