# Take-home guide — Yearly Budget Tracker

Clone buyer-channel shape: [marginmap/14ag freelancer take-home guide](https://dev.to/marginmap/the-freelancer-tax-guide-2026-what-you-actually-take-home-14ag).

After client money lands, run:

```bash
python3 yearly_budget_tracker.py --take-home income-sample.csv expenses-sample.csv
```

Same promise as mariesells's yearly budget dashboard: know income, expenses, and savings across 12 months, then reserve taxes before spending.

Not tax advice.