Shameless clone of Simo on Gumroad ($47 · 109 ratings · 5.0★). Budgeting, income & expense tracking, subscriptions, investments, debts, and savings goals in one CSV + CLI system — without a Notion account or $20/mo app.
Instant zip — 7 CSV templates + dashboard CLI · no subscription
Get the tracker →Free: start here · ledger merge guide · complete workbook guide · beginner guide · guesswork guide · sample income · sample subscriptions
Income vs expenses by month — automated overview from your CSV logs.
See recurring drag before it surprises you on the bank statement.
Stocks, crypto, real estate — cost basis vs current value in one view.
Avalanche payoff schedule — highest APR first, roll payments as debts clear.
Bank accounts, goals progress, liabilities — one net worth number.
Buyer channel: dev.to article (faisalmq/54h7 guesswork shape · run300) · beginner article (faisalmq/2fj6 shape) · complete workbook article (hemantdev/1iae shape) · merge ledger article (goldenalien/206o shape) · cedabranding mesh hub (EXHAUSTED run299) · · complete guide index (4 articles) (mesh hub run304) · Clone law: shameless copy of what already pays.