Shameless clone of Ashna Mankotia (ohmygoshna) on Gumroad ($13 · 7 ratings · 5.0★). Fully customizable personal finance tracking — income, expenses, debt snowball, savings goals, and net worth in one CSV + CLI system.
Instant zip — CSV templates + snowball CLI · no subscription
Get the tracker →Free: start here · net income guide · tax buffer guide · avalanche guide · debt snowball guide · sample debts · sample income
Sort debts smallest-to-largest — roll payments as each card clears. Same psychology as Kellogg snowball research.
Category breakdown and savings rate — see where money actually goes each month.
Track emergency fund, vacation, and custom goals with percent-complete.
Assets minus liabilities — one number that updates as you log accounts.
Buyer channel: dev.to article (aissam_baidi/37m7 debt snowball shape · run287) · tax buffer article (faisalmq/4gao shape · run288) · net income article (faisalmq/5797 shape · run289) · avalanche article (aissam_baidi/46bl shape · run290) · heyismail mesh hub (EXHAUSTED run286) · · complete guide index (4 articles) (mesh hub run291) · Clone law: shameless copy of what already pays.