# FAQ

**Is this financial advice?** No. Business organization and tracking only — same disclaimer as [ambrosetheshield](https://ambrosetheshield.gumroad.com/l/xdjzq).

**Do fee rates auto-update?** Pre-filled as a starting point. Check each platform's current fee page and override `platform_fee` in your CSV when rates change.

**Excel or Google Sheets?** The Gumroad original is a spreadsheet. This clone ships CSV + Python CLI for the same math without a subscription.

**Refund policy?** 30-day email refund: support@toolkitlabs.org