# Start here — Finance OS

Clone of [heyismail Finance OS Pro ($29+ on Gumroad · 15,254 sales · 177 ratings)](https://heyismail.gumroad.com/l/TheUltimateFinanceTracker).

## Guide index

See [mesh-hub.md](mesh-hub.md) for all 7 dev.to buyer-channel guides.

## 10-minute setup

1. Copy all `*-template.csv` files to your workspace (or use the samples).
2. Log income, expenses, budgets, subscriptions, accounts, and goals.
3. Run the command center:

```bash
python3 finance_os_tracker.py income-sample.csv expenses-sample.csv budgets-sample.csv subscriptions-sample.csv accounts-sample.csv goals-sample.csv
```

4. Review budget vs actual, subscription burn, and net worth each week.

## Weekly routine

- Log new income and expenses as they happen.
- Check subscription renewals — cancel what you forgot about.
- Update account balances monthly for net worth tracking.
- Move tax set-aside to a separate account when income lands.

Not tax advice. Confirm rates with a licensed professional before filing.